Wealth Protection in the Digital Age: Key Considerations for 2026 Estate Planning
The transfer of generational wealth now demands navigating digital asset ecosystems alongside traditional holdings. Modern wills must account for crypto wallets, NFT collections, and decentralized finance positions—assets that didn't exist in legacy estate plans.
Fiduciary selection carries new weight as executors require blockchain literacy to secure seed phrases or access multi-signature wallets. Institutional custodians like Coinbase and Binance now offer inheritance solutions for BTC, ETH, and SOL holdings.
Beneficiary designations grow complex with tokens like DEGEN or MEME that may lack traditional ownership records. Tax implications vary wildly between stablecoins (DAI) and speculative assets (PEPE, SHIB).
Guardianship clauses should address minors' potential crypto inheritances—a bitcoin ETF share differs fundamentally from a Bonk meme coin position in both volatility and custody requirements.
